Sign up to get new listings emailed daily! JOIN SIGN IN
Harshad Phadke
REALTOR®
Facebook Icon LinkedIn Icon Instagram Icon VCard Icon 
Refine Search

3644 N Hiawatha Terrace, Crystal River, FL 34428

$610,000
  • 3644 N Hiawatha Terrace, Crystal River, FL 34428 Main Photo

53 Total Photos [Click to View All]

Active
BEDS3 BATHS2 full SQUARE FEET1,680 MLS#TB8472132
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONINDIAN WATERS

Property Description

Crystal River WATERFRONT CANAL HOME with PERSONAL DOCK + ~$82K GROSS INCOME + DIRECT GULF ACCESS A rare opportunity to own a top-performing waterfront property in one of Crystal River's most established boating communities, combining strong income, direct water access, and a clean, turnkey ownership experience. Now operating in its fully updated condition, the home has produced approximately $82,000 in gross rental income over the past 12 months (March 2025-March 2026), offering proven, stabilized performance while still allowing for personal use. Positioned on a quiet canal with direct access to Kings Bay, Three Sisters Springs, and the Gulf of Mexico, the property delivers the lifestyle guests consistently seek. The dock provides immediate boating access, making fishing, scalloping, kayaking, and sunset cruising part of everyday ownership. Kayaks convey, reinforcing a true on-the-water experience. Inside, the home presents as clean, comfortable, and guest-ready, with a functional 3-bedroom, 2-bath layout designed to support both personal enjoyment and strong occupancy. The kitchen features granite countertops, modern appliances, and an efficient layout great for entertaining and everyday use. Major system updates have already been completed, including full repipe, updated AC, water heater, plumbing, and sewer connection, offering buyers confidence in the home's infrastructure and reducing near-term capital expense risk. Located just minutes from historic downtown Crystal River, waterfront dining, shopping, and the area's world-renowned springs, the property is ideally positioned to continue attracting short-term rental demand. Whether you're seeking a high-performing short-term rental, a waterfront second home with income potential, or a long-term investment, this property offers a compelling combination of strong revenue, essential updates, and direct Gulf access. High-income waterfront opportunities like this are increasingly rare in Crystal River.

3644 N Hiawatha Terrace | MLS# TB8472132

This single family home located at 3644 N Hiawatha Terrace, Crystal River, FL 34428 is currently listed for sale with an asking price of $610,000. This property was built in 1980 and has 3 bedrooms and 2 full baths with 1680 sq. ft. N Hiawatha Terrace is located in the INDIAN WATERS subdivision. Search INDIAN WATERS real estate on harshadphadke.realtymark.net today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air
Fenced: Yes
Garage: 1 car attached
Heating: Heat Pump
Home Style: Traditional
Lot Size: 0.24 Acres
Roof Type: Metal
Stories: 2.0
Taxes: $5,654
Year Built: 1980

Amenities

Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
PrimaryBedroom Upstairs
Stone Counters
Thermostat
Walk-In Closet(s)
Fire Pit
Lighting
Private Mailbox

Feature Descriptions

Appliances: Convection Oven, Dishwasher, Microwave, Refrigerator
Days on Site: 65
Directions: Hwy 19 N, left on 19th St, right on Hiawatha, home on the left
Exterior: Frame, Wood Siding
Fencing: Fenced
Fireplace: Living Room, Wood Burning
Fireplace Y/N: Yes
Flood Zone Code: AE
Flooring: Ceramic Tile, Luxury Vinyl
Foundation: Slab
Frontage Canal Brackish: 84
Home Warranty Y/N: No
Listing Terms: Cash, Conventional, FHA, VA Loan
Lot: FloodZone, In County, Level, Near Golf Course, Near Marina, Paved
Lot Dimensions: 0.24
Other Equipment: Fire Pit
Ownership: Fee Simple
Patio/Porch: Covered, Front Porch, Rear Porch, Screened
Property Attached Y/N: No
Property Sub-Type: Single Family Residence
Sewer: Public Sewer
Showing Instructions: Supra Lock Box, Appointment Only, Call Listing Agent 2
Special Sale Provisions: None
Special View Info: Water
Utilities: Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected
Vegetation: Mature Landscaping, Trees/Landscaped
Water: Public
Water Access: Canal - Brackish
Water Access Y/N: Yes
Waterfront Features: Canal - Brackish, No Wake Zone, Riprap
Water View: Canal
Zoning: CLR

Local Schools

High School: Crystal River High School
Middle School: Crystal River Middle School
Elementary School: Crystal River Primary School

Listed By / Shown By

Listed By

Agency Name: PLANTATION REALTY, INC.
Agency Contact: 352-795-0784

Shown By

Agent Name: Harshad Phadke
Agent Phone: (347) 393-1729
Agency Title: RealtyMark

IDX logo

Estimate Your Payment

Estimated Payment

$ 2,006.68 per month $1,357.60 Principal & Interest $471.17 Property Tax $177.92 Homeowner's Insurance

Change Payment Information

%
years/fixed
yearly
yearly (est.)
(Payments are an estimate and may vary by lender)
All commissions are negotiable Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/09/2026. The listing information on this page last changed on 04/09/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 04/09/2026 12:05:11 AM EST) or Stellar MLS (last updated Wed 04/08/2026 11:59:18 PM EST) or GSMLS (last updated Wed 04/08/2026 11:54:09 PM EST) or Emerald Coast MLS (last updated Wed 04/08/2026 11:55:28 PM EST) or Central Panhandle Association of Realtors (last updated Wed 04/08/2026 11:57:22 PM EST) or Beaches MLS (last updated Wed 04/08/2026 11:59:07 PM EST) or Naples MLS (last updated Wed 04/08/2026 11:41:06 PM EST) or Bright MLS (last updated Wed 04/08/2026 11:58:06 PM EST) or OneKey MLS (last updated Thu 04/09/2026 12:00:15 AM EST). Real estate listings held by brokerage firms other than RealtyMark may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

Listing data and photos distributed by MLSGRID
Member Participants (and their affiliated licensees, if applicable) shall indicate on their websites that IDX information is provided exclusively for consumers’ personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.



Privacy Policy / DMCA Notice / ADA Accessibility

Login to My Homefinder

Pixel