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Harshad Phadke
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3207 Swordfish Drive, Panama City, FL 32408

$1,175,000
  • 3207 Swordfish Drive, Panama City, FL 32408 Main Photo

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Active
BEDS4 BATHS2 full 1 partial SQUARE FEET2,980 MLS#785334
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONBay Point Unit 1

Property Description

Experience waterfront living in Bay Point with front-row seats to some of the most breathtaking sunrises on the bay. Built in 2023, this elevated coastal masterpiece captures panoramic water views from nearly every room and offers a rare opportunity to watch boats glide toward the lagoon and pass from your own 52-foot back deck. Designed for both relaxation and entertaining, the deck features a fully equipped outdoor kitchen with grill, sear station, sink, cabinetry, and sleek cable railing that keeps every inch of the view wide open. Inside, walls of oversized windows fill the home with natural light and create a seamless connection to the bay. The kitchen was thoughtfully designed as the heart of the home, showcasing an over 10-foot island, a cast iron sink perfectly framed by an eight-foot picture window overlooking the bay, and a butler's pantry that keeps everyday appliances out of sight. With no upper cabinets, the space feels open, modern, and intentionally centered around the view. The upper level was built for gathering, with the kitchen, living space, and office all oriented toward the water. One of the four bedrooms is currently styled as a game room/man cave with a large walk-in storage closet and direct access from the main living area, offering flexible space for guests, hobbies, or media. The office is finished with over 100-year-old European doors, adding warmth and character you simply can't replicate. Downstairs, three additional bedrooms provide privacy and comfort, including a serene primary suite with calming water views, a spa-inspired bath with soaking tub, walk-in shower, dual vanities, and an oversized custom closet. Just outside the suite, a private pavered porch with outdoor seating and an eight-person Master Spas hot tub creates a personal retreat where evenings end with peaceful bay breezes and quiet water reflections. Perfectly positioned just down the street from the resident-only Thomas Drive gate, this location offers both added security and exceptional convenience. Bay Point is one of the area's most sought-after gated communities featuring 24-hour roving security, Bay Point Golf Club, Point South Marina, and golf-cart-friendly streets. Wildlife sightings are part of everyday life here, with deer often seen wandering through your yard, adding to the natural charm that makes Bay Point so special. From the grand double-door entry and statement staircase to the ever-changing colors of the morning sky over the bay, this home delivers a rare blend of coastal design, privacy, and unforgettable waterfront living! Home Insurance: $2,584 | Flood Insurance (Quoted): $2,500 | Avg Electric: $200 | Avg Gas: $50 | Avg Water: $100

3207 Swordfish Drive | MLS# 785334

This single family home located at 3207 Swordfish Drive, Panama City, FL 32408 is currently listed for sale with an asking price of $1,175,000. This property was built in 2023 and has 4 bedrooms and 2 full and 1 partial baths with 2980 sq. ft. Swordfish Drive is located in the Bay Point Unit 1 subdivision. Search Bay Point Unit 1 real estate on harshadphadke.realtymark.net today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air, Ceiling Fan(s)
Garage: 2
Heating: Fireplace(s), Natural Gas
Home Style: Craftsman
Lot Size: 0.22 Acres
Stories: 2.0
Taxes: $6,708
Year Built: 2023

Amenities

Covered Patio
Deck
Outdoor Kitchen

Feature Descriptions

Appliances: Electric Oven, Gas Cooktop, Tankless Water Heater
Association Amenities: Gated
Community Features: Gated
Days on Site: 51
Exterior: HardiPlank Type
Fencing: Partial
Fireplace: Gas
Flooring: Luxury Vinyl Plank
Lot: Cul-De-Sac
Parcel#: 31259-591-000
Parking: Paved
Parking Notes: Paved
Patio/Porch: Balcony, Deck, Covered, Porch
Security: Carbon Monoxide Detector(s), Gated Community, Item24HourSecurity, Fire Alarm, Smoke Detector(s)
Sewer: Public Sewer
Special View Info: Bay
Waterfront: Bayfront, Lagoon

Room Sizes

Bonus Room: 22 X 22 Level - Second
Patio: 52 X 12 Level - Second
Living Room: 19 X 24 Level - Second
Kitchen: 15 X 13 Level - Second

Local Schools

High School: Arnold
Middle School: Surfside
Elementary School: Patronis

Listed By / Shown By

Listed By

Agency Name: Beachy Beach Real Estate

Shown By

Agent Name: Harshad Phadke
Agent Phone: (347) 393-1729
Agency Title: RealtyMark

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Estimated Payment

$ 3,516.75 per month $2,615.04 Principal & Interest $559.00 Property Tax $342.71 Homeowner's Insurance

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All commissions are negotiable Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/09/2026. The listing information on this page last changed on 04/09/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 04/09/2026 12:05:11 AM EST) or Stellar MLS (last updated Wed 04/08/2026 11:59:18 PM EST) or GSMLS (last updated Wed 04/08/2026 11:54:09 PM EST) or Emerald Coast MLS (last updated Wed 04/08/2026 11:55:28 PM EST) or Central Panhandle Association of Realtors (last updated Wed 04/08/2026 11:57:22 PM EST) or Beaches MLS (last updated Wed 04/08/2026 11:59:07 PM EST) or Naples MLS (last updated Wed 04/08/2026 11:41:06 PM EST) or Bright MLS (last updated Wed 04/08/2026 11:58:06 PM EST) or OneKey MLS (last updated Thu 04/09/2026 12:00:15 AM EST). Real estate listings held by brokerage firms other than RealtyMark may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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