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Harshad Phadke
REALTOR®
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191 Water Oaks Loop , Santa Rosa Beach, FL 32459

$489,000
  • 191 Water Oaks Loop , Santa Rosa Beach, FL 32459 Main Photo

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New to the Market Active
BEDS3 BATHS2 full 1 partial SQUARE FEET1,417 MLS#787865
STATUSActive PROPERTY TYPEResidential - Single Family

Property Description

Never lived in 2021-built Florida cottage in a non-short-term rental community in Santa Rosa Beach, offering a quiet residential setting just minutes from 30A and local hotspots. Originally held off-market as the builder's office, this home presents as new with a clean, well-maintained interior and no prior occupancy. The 3-bedroom, 2. 5-bath layout spans approximately 1,417 square feet with an open-concept living area, tray ceilings, and abundant natural light. The kitchen features white shaker cabinetry, solid surface countertops, stainless steel appliances, and a large island overlooking the main living space. Luxury vinyl plank flooring runs throughout, creating a cohesive, low-maintenance interior. The primary suite includes a double vanity and a walk-in shower, while the split layout provides separation from the additional bedrooms. Situated in a neighborhood with HOA-maintained standards and no short-term rentals, this property offers a more stable, residential environment compared to nearby rental-heavy areas. Located just off Mussett Bayou with convenient access to Hwy 98, 30A, dining, and shopping and best of all the emerald coast beaches.

191 Water Oaks Loop | MLS# 787865

This single family home located at 191 Water Oaks Loop , Santa Rosa Beach, FL 32459 is currently listed for sale with an asking price of $489,000. This property was built in 2021 and has 3 bedrooms and 2 full and 1 partial baths with 1417 sq. ft. Search Santa Rosa Beach real estate on harshadphadke.realtymark.net today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air
Heating: Central
Home Style: Florida
Lot Size: 0.10 Acres
Roof Type: Shingle
Taxes: $3,061
Year Built: 2021

Feature Descriptions

Appliances: Convection Oven, Electric Cooktop, Electric Oven, Electric Range, Ice Maker
Days on Site: 6
Exterior: HardiPlank Type
Flooring: Luxury Vinyl Plank
Lot: Sprinkler System, Paved
Lot Dimensions: 50x85
Parcel#: 28-2S-20-33440-000-0400
Parking: No Garage
Parking Notes: No Garage
Patio/Porch: Covered, Patio, Porch
Sewer: Public Sewer, Sewer Tap Paid
Utilities: Cable Connected, High Speed Internet Available

Room Sizes

Kitchen: 14 X 9 Level - First
Primary Bathroom: 13 X 14 Level - First
Bedroom: 12 X 13 Level - First

Local Schools

High School: South Walton
Middle School: Emerald Coast
Elementary School: Van R Butler

Listed By / Shown By

Listed By

Agency Name: Anchor Realty Florida

Shown By

Agent Name: Harshad Phadke
Agent Phone: (347) 393-1729
Agency Title: RealtyMark

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Estimated Payment

$ 1,486.01 per month $1,088.30 Principal & Interest $255.08 Property Tax $142.63 Homeowner's Insurance

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All commissions are negotiable Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/09/2026. The listing information on this page last changed on 04/09/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 04/09/2026 12:05:11 AM EST) or Stellar MLS (last updated Wed 04/08/2026 11:59:18 PM EST) or GSMLS (last updated Wed 04/08/2026 11:54:09 PM EST) or Emerald Coast MLS (last updated Wed 04/08/2026 11:55:28 PM EST) or Central Panhandle Association of Realtors (last updated Wed 04/08/2026 11:57:22 PM EST) or Beaches MLS (last updated Wed 04/08/2026 11:59:07 PM EST) or Naples MLS (last updated Wed 04/08/2026 11:41:06 PM EST) or Bright MLS (last updated Wed 04/08/2026 11:58:06 PM EST) or OneKey MLS (last updated Thu 04/09/2026 12:00:15 AM EST). Real estate listings held by brokerage firms other than RealtyMark may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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