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Harshad Phadke
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1010 Holy Cross Drive, Oakland, MD 21550

$5,150,000
  • 1010 Holy Cross Drive, Oakland, MD 21550 Main Photo

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ACTIVE
BEDS8 BATHS8 full 1 partial SQUARE FEET10,300 MLS#MDGA2011388
STATUSACTIVE PROPERTY TYPEResidential - Single Family SUBDIVISIONRESERVE AT HOLY CROSS SCHOOLGARRETT COUNTY PUBLIC SCHOOLS

Property Description

ICONIC. A design masterpiece of stone and timber — a true Rex Anderson build that reflects the seamless merging of inspiration and architecture. Warm, and undeniably welcoming, this home stands as a statement of craftsmanship and vision. Discover a breathtaking blend of contemporary luxury and timeless timber frame construction, perfectly positioned for privacy within the prestigious Reserve at Holy Cross. Surrounded by soaring pines and set against the sparkling backdrop of Deep Creek Lake, this architectural gem offers a flawless fusion of indoor elegance and outdoor serenity. Step inside to soaring exposed beam ceilings, floor-to-ceiling windows, and open, airy living spaces. The great room centers around a striking floor-to-ceiling stone fireplace, complemented by handcrafted timber details and expansive glass doors that open onto a sprawling lakeside deck. The chef’s kitchen is a modern centerpiece, featuring high-end appliances, granite countertops, custom cabinetry, and a generous island perfect for gathering with family and friends. The primary suite is a luxurious retreat, a spa-inspired ensuite, and dream walk-in closet. Throughout the home, no detail has been overlooked — from hardwood trim, solid wood doors, all of which, are hand-selected finishes that speak to quality and intention. Additional features include a fully equipped home gym and an energy-efficient geothermal system, ensuring sustainable comfort year-round. Set on 1.3 acres with 160 feet of pristine waterfront, this exceptional property delivers both privacy and proximity to Deep Creek Lake’s finest amenities — from boating and skiing to dining and golf. This is more than a home. It’s a lifestyle. A statement. Welcome to your lakefront legacy.

1010 Holy Cross Drive | MLS# MDGA2011388

This single family home located at 1010 Holy Cross Drive, Oakland, MD 21550 is currently listed for sale with an asking price of $5,150,000. This property was built in 2013 and has 8 bedrooms and 8 full and 1 partial baths with 10300 sq. ft. Holy Cross Drive is located in the RESERVE AT HOLY CROSS subdivision within the GARRETT COUNTY PUBLIC SCHOOLS school district. Search RESERVE AT HOLY CROSS real estate on harshadphadke.realtymark.net today.

Property Features

Property Type: Residential - Single Family
Basement: Yes
Basement: Connecting Stairway, Outside Entrance, Fully Finished, Walkout Level
Cooling: Ceiling Fan(s), Central A/C
Fireplaces: 4
Fuel Type: Electric, Geo-thermal, Wood
Garage: 2
Heating: Heat Pump(s), Zoned, Central, Radiant, Programmable Th
Home Style: Craftsman
Lot Size: 1.27 Acres
Roof Type: Asphalt, Metal
Stories: 3.0
Taxes: $42,094
Year Built: 2013

Feature Descriptions

Additional Structures: Above Grade, Below Grade
Appliances: Washer/Dryer Hookups Only, Cooktop, Cooktop - Down Draft, Dishwasher, Disposal, Dryer, Dryer - Front Loading, ENERGY STAR Clothes Washer, ENERGY STAR Dishwasher, ENERGY STAR Freezer, ENERGY STAR Refrigerator, Exhaust Fan, Extra Refrigerator/Freezer, Freezer, Intercom, Instant Hot Water, Microwave, Oven - Double, Oven - Wall, Oven/Range - Gas, Range Hood, Refrigerator, Six Burner Stove, Stove, Washer, Washer - Front Loading, Washer/Dryer Stacked, Water Conditioner - Owned
Days on Site: 8
Exterior: Extensive Hardscape, Flood Lights, Hot Tub, Play Area, Sidewalks, Sport Court
Exterior: Composition, Shake Siding, Shingle Siding, Stone, Wood
Fireplace: Equipment, Gas/Propane, Fireplace - Glass Doors, Heatilator, Mantel(s), Screen, Stone, Wood, Insert
HOA Fee: $500.38/Quarterly
Interior: Breakfast Area, Butlers Pantry, Family Room Off Kitchen, Kitchen - Gourmet, Combination Kitchen/Dining, Kitchen - Island, Kitchen - Table Space, Combination Dining/Living, Kitchen - Eat-In, Primary Bath(s), Entry Level Bedroom, Built-Ins, Upgraded Countertops, Crown Moldings, Window Treatments, Double/Dual Staircase, Wet/Dry Bar, Wood Floors, Floor Plan - Open
Lake Name: DEEP CREEK LAKE
Location: Lake
Lot: Premium
Lot Dimensions: 1.27 Acre(S)
Municipality: Oakland
Parking Features: Asphalt Driveway
Parking Notes: 2 Total Parking Spaces
Rooms: Living Room, Dining Room, Primary Bedroom, Sitting Room, Bedroom 2,Bedroom 3,Bedroom 4,Bedroom 5,Kitchen, Game Room, Family Room, Den, Library, Foyer, Bedroom 1,2nd Stry Fam Rm, Study, Sun/Florida Room, Exercise Room, In-Law/auPair/Suite, Laundry, Loft, Mud Room, Bedroom 6,Primary Bathroom, Full Bath, Half Bath
Sewer: Public Sewer
Special View Info: Water, Mountain, Scenic Vista, Trees/Woods
SQFT Above Finished: 6800
SQFT Below Finished: 3500
SQFT Total Finished: 10300
Structure Type: Detached
Total Garage/Parking Spaces: 2
Utilities: Cable TV Available
Water: Well
Water Access: Boat - Powered, Boat - Length Limit, Canoe/Kayak, Fishing Allowed, Limited hours of Personal Watercraft Operation (PWC), Personal Watercraft (PWC), Private Access, Sail, Swimming Allowed, Waterski/Wakeboard
Waterfront: Private Dock Site

Room Sizes

Living Room: 20 x 31 Level - Main
Loft: 18 x 17 Level - Upper 1
Mud Room: 9 x 8 Level - Main
Dining Room: 23 x 21 Level - Main
Study: 17 x 13 Level - Upper 1
Family Room: 18 x 31 Level - Lower 1
Foyer: 17 x 16 Level - Main
Sun/Florida Room: 13 x 12 Level - Main
Exercise Room: 26 x 22 Level - Lower 1
Kitchen: 23 x 21 Level - Main
Game Room: 11 x 14 Level - Lower 1
In-Law/auPair/Suite: 23 x 12 Level - Upper 1
2nd Stry Fam Rm: 23 x 12 Level - Upper 1
Bedroom 5: 11 x 15 Level - Lower 1
Bedroom 1: 16 x 12 Level - Upper 1
Bedroom 4: 12 x 12 Level - Upper 1
Bedroom 2: 15 x 15 Level - Upper 1
Bedroom 3: 14 x 11 Level - Upper 1
Den: 10 x 14 Level - Main

Local Schools

School District: GARRETT COUNTY PUBLIC SCHOOLS

Listed By / Shown By

Listed By

Agency Name: Railey Realty, Inc.
Agency Phone: 3013872000

Shown By

Agent Name: Harshad Phadke
Agent Phone: (347) 393-1729
Agency Title: RealtyMark

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Estimated Payment

$ 16,471.58 per month $11,461.67 Principal & Interest $3,507.83 Property Tax $1,502.08 Homeowner's Insurance

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All commissions are negotiable Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/09/2026. The listing information on this page last changed on 04/09/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 04/09/2026 12:05:11 AM EST) or Stellar MLS (last updated Wed 04/08/2026 11:59:18 PM EST) or GSMLS (last updated Wed 04/08/2026 11:54:09 PM EST) or Emerald Coast MLS (last updated Wed 04/08/2026 11:55:28 PM EST) or Central Panhandle Association of Realtors (last updated Wed 04/08/2026 11:57:22 PM EST) or Beaches MLS (last updated Wed 04/08/2026 11:59:07 PM EST) or Naples MLS (last updated Wed 04/08/2026 11:41:06 PM EST) or Bright MLS (last updated Wed 04/08/2026 11:58:06 PM EST) or OneKey MLS (last updated Thu 04/09/2026 12:00:15 AM EST). Real estate listings held by brokerage firms other than RealtyMark may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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